Are you unsure what your asphalt shingle warranty actually covers or if you’ve done everything required to qualify for a valid claim? Did your roof start showing signs of failure, only for the manufacturer to tell you your warranty doesn’t apply?
We know how frustrating it is to expect peace of mind from a 30- or 50-year shingle warranty, only to realize that the fine print can make or break your coverage. Most homeowners don’t find out their claim is invalid until it’s too late.
If you're filing a claim against the manufacturer, it has to be specifically about a material defect in the shingle, and you have to make sure that you're not excluded from coverage (even accidentally).
At RoofSmart, we believe it’s important for our customers to understand what they’re getting into when they choose a roof material and warranty. Each year, we help hundreds of homeowners decide which warranty is right for them by being honest about what kind of coverage each one offers.
In this article, you’ll learn exactly what requirements you must meet to keep your asphalt shingle warranty valid, what kinds of defects are typically covered, and what red flags could void your claim.
We’ll also walk through real-life examples of successful (and denied) warranty claims to help you avoid expensive surprises.
Manufacturer warranties are highly conditional. They want to make sure that they are only being held liable for the quality of the product they make (asphalt shingles).
They have little to no control over who installs the shingles or how they do it, so they don’t want to be held responsible for installation mistakes.
As a result, asphalt shingle manufacturers often have specific requirements that you have to meet, especially if you want their premium warranties. Here are some examples of key requirements for coverage:
Since manufacturers have strict requirements about how to qualify for warranty coverage and what’s included or excluded from coverage, it can be difficult to know if your roof issue qualifies.
So, here are some examples of asphalt shingle defects covered under a manufacturer’s warranty:
All of these issues are considered a manufacturer’s defect (as long as other causes are ruled out).
We have seen these issues before with a few different customers and helped them reach out to the manufacturer to get coverage.
For example, while inspecting the house of a recent customer, we noticed that her asphalt shingle roof had premature granule loss and some spots where shingles were delaminating. We knew right away that this was a material defect because the roof was only 1 year old.
Some parts of the roof were fine, while others had lots of granule loss and delamination. You couldn’t tell there was a problem while looking at the roof from far away, but it was very obvious up close.
Here are some examples of the granule loss:
And these are some pictures of delaminated shingles:
We took pictures of the granule loss and delamination to send to the manufacturer. We also had to provide evidence that the attic ventilation was working, so we sent pictures of that as well.
It’s important to note that most manufacturers will only provide coverage for a material defect that will result in a leak and worse damage. They don’t provide coverage for material defects that look bad but don’t impact the roof’s function (CertainTeed is the only exception to this. They provide coverage for fading).
In the customer example above, the manufacturer ended up covering the full replacement cost, including materials and labor. The roof wasn’t leaking yet, but it would’ve if the roof hadn’t been replaced.
Material defects on asphalt shingles are very rare. Manufacturers don’t want to have to pay to redo your roof, so they do a good job of producing a great product. But, just in case, that’s why you have protection with the manufacturer’s warranty.
You’re more likely to have an issue on your roof caused by a mistake during installation.
It’s also important to consider examples of times when your roof damage doesn’t qualify under your manufacturer’s warranty. If these issues are present, it could potentially void your manufacturer’s warranty.
Here are some roof problems that aren’t covered:
Another thing to watch out for in your manufacturer’s warranty is how long your coverage lasts and when the prorated coverage starts. You might have a 50-year warranty, but only get full coverage for 10 years. After that, you might only have prorated coverage, so you’d only get a portion of the total cost you’d need to pay for repairs or replacements.
With a prorated system, you get less money as time passes. Depending on how strong your warranty is, you might have a longer or shorter non-prorated period. Make sure to double-check this before you make a claim because it might not be worth it.
For example, we had a customer file a claim on his 20-year-old CertainTeed roof, which resulted in a $540 voucher from the manufacturer for a replacement that would cost $30k+. That was all he was eligible for due to the prorated period.
Now that you understand what makes a manufacturer’s warranty claim valid, one thing should be clear: not all shingle warranties are created equal, especially when it comes time to actually use them.
If you want to avoid finding out too late that your “50-year warranty” doesn’t mean what you thought it did, your next step is comparing the top manufacturers side by side.
Meeting the requirements, avoiding workmanship issues, and understanding prorated coverage all matter. But the manufacturer you choose plays a huge role in how much protection you’ll really have if something goes wrong. Some brands offer longer non-prorated periods, better labor coverage, and clearer claim processes than others.
Read our article “CertainTeed vs GAF vs Owens Corning: Premium Warranty Comparison” to help you understand which brand offers the strongest real-world protection (not just the best marketing language).